Baltic lending, compared
Find the right Baltic lending platform — before you fund it.
BalticLend tracks the real-world terms behind the Baltics' lending platforms — returns, buyback guarantees, minimum deposits and referral bonuses — so you can compare before you commit capital.
Quick picks
Not ready for the full table? Start here.
FinBee
One of Lithuania's longest-running P2P platforms, financing consumer and small-business loans it originates itself, under Bank of Lithuania oversight.
View FinBee → Biggest average returnSAVY
A Lithuanian P2P marketplace offering self-originated consumer, business, and property loans, with auto-invest and a secondary market.
View SAVY → BuyBackPaskolų klubas
Lithuania's largest P2P consumer lending platform, run by Nasdaq-listed NEO Finance, with auto-invest, a buyback service, and a secondary market.
View Paskolų klubas →Comparison table
Platform terms and features, side by side
Click a column header to sort. Data reflects each platform's publicly advertised terms and capabilities — always confirm current rates on the platform itself. Click a platform name for a full profile.
| Platform↕ | Avg. return↕ | Min. investment↕ | Buyback↕ | Auto-invest↕ | Secondary mkt.↕ | Referral bonus↕ | Admin. fee↕ | |
|---|---|---|---|---|---|---|---|---|
| FFinBee | 14.2% | €5 | No | Yes | Yes | Yes | €1/month (first 6 months free) | Sign up → |
| SSAVY | 15.7% | €10 | No | Yes | Yes | Yes | €1/month (first 6 months free) | Sign up → |
| PKPaskolų klubas | 12.0% | €20 | Yes | Yes | Yes | Yes | €1/month | Sign up → |
| IInSoil | 13.0% | €100 | No | Yes | Yes | Yes | None | Sign up → |
| EEstateGuru | 10.3% | €50 | No | Yes | Yes | Yes | 0.083%/month AUM fee (on active investments) | Sign up → |
| MMintos | 10.8% | €50 | Yes | Yes | Yes | Yes | 0.39%/year portfolio management fee (Core Loans) | Sign up → |
| G&Go & Grow | 6.0% | €1 | No | Yes | No | Yes | €1 per withdrawal (no account/monthly fee) | Sign up → |
About this site
Why we compare Baltic lending platforms
The Baltic states have become one of Europe's most active lending hubs, home to platforms regulated across Estonia, Latvia, and Lithuania and used by investors around the world. BalticLend exists to make the differences between these platforms legible at a glance — average returns, minimum investment thresholds, buyback guarantees, and whether a secondary market exists for exiting early.
Alongside headline returns, we track each platform's current sign-up bonus for new investors and its ongoing administration fee, since both affect real-world returns as much as the advertised rate. Figures are reviewed periodically; always verify current terms directly with the platform before investing. This site may earn a referral commission if you sign up through a link here.