E
EstateGuru
EstateGuru is one of Europe's larger property-backed P2P platforms, headquartered in Estonia and originating short-term loans secured by real estate collateral, mainly bridge and development financing, across the Baltics and other European markets. It offers auto-invest and an active secondary market, but does not provide a buyback guarantee — investor protection instead relies on the underlying mortgage collateral and recovery process.
Avg. return10.3%
Min. investment€50
Buyback guaranteeNo
Auto-investYes
Secondary marketYes
Admin. fee0.083%/month AUM fee (on active investments)
Referral bonus
New investors get 0.5% cashback on primary-market investments made in their first 90 days, plus a €15 investment credit if they invest at least €500 within that period.