SAVY

SAVY operates as a licensed Lithuanian P2P lending and crowdfunding platform, originating and servicing its own consumer, business, and real estate development loans rather than aggregating from third parties. Investors can automate their portfolio with auto-invest and exit early via an active secondary market. SAVY does not offer a formal buyback guarantee, though a discretionary Investors' Fund can compensate for some delinquent consumer loans while it has funds available.

Avg. return15.7%

Min. investment€10

Buyback guaranteeNo

Auto-investYes

Secondary marketYes

Admin. fee€1/month (first 6 months free)

Referral bonus

New investors get 1% cashback on investments made during their first 3 months, plus their first 6 months free of the €1/month service fee.