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InSoil
InSoil, formerly known as HeavyFinance, focuses on a specific niche: loans to farmers and agricultural businesses across Lithuania and other European countries, secured against farmland, heavy machinery, or other collateral. The platform offers auto-invest and a secondary market for early exits, but does not provide a buyback guarantee, so investors rely on collateral-backed recovery if a loan defaults. It also offers 0%-interest "Green Loans" that instead pay investors a share of carbon-credit revenue.
Avg. return13.0%
Min. investment€100
Buyback guaranteeNo
Auto-investYes
Secondary marketYes
Admin. feeNone
Referral bonus
New investors get 2% cashback on their investment amount, calculated over the first 30 days after registering.